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Assists veterans, their families, dependents, or survivors with claims to the Veterans Administration.  

Offers affordable home purchase programs for low- and moderate-income homebuyers. Some programs serve specific cities and counties; some serve targeted populations, such as veterans, school teachers and people with disabilities.

Offers loans for low-income homeowners to purchase, build (including sites, water, and sewer), repair, move, or modernize their dwellings.  Includes sweat-equity construction loan programs, guaranteed loans, and rural site housing programs.

Applicants must have exhausted all other forms of assistance for retaining their home, including but not limited to refinance and loan modification. Check website for eligibility.

Assists low to moderate income homeowners improve their financial situation. Services include connecting with a qualified loan specialist, assistance with debt consolidation, loans for home renovation, and comprehensive financial services. Apply online.

Provides information about Federal Housing Authority (FHA)-insured mortgages; refers homeowners with existing (FHA)-insured mortgages to local housing counseling agencies.

Helps homeowners determine what options may be available to remedy default and avoid foreclosure. Counselors work with homeowners and their mortgage companies to determine an affordable solution in order to resolve delinquency or default, explores alternatives not offered by mortgage companies and provides information and referrals to other resources. Call or apply online.

The tiny homes are not free, but they are affordable. People who don’t qualify for conventional home loans can apply for and purchase a tiny home.

Offers loans to help low-income people purchase homes in rural areas. Offers loans to rural residents to repair, improve, or modernize homes or to remove health and safety hazards. Generally, areas with a population less than 35,000 are eligible.

Provides education and information and referral on housing issues, as well as some financial assistance for homebuyers and homeowners.

Helps Seattle homeowners facing foreclosure save their home with rescue loans. Offers qualified homeowners deferred loans of up to $30,000 to keep families in their homes and in their communities.

Provides a home buyer education class followed by meeting with a specialist. Provides mortgage loan information support and down payment assistance. Register for classes online. Please provide your own translator if necessary.

Provides low and very low income home ownership and repair loans to qualified individuals from Clallam, Jefferson, and Kitsap Counties. Loans may be made to buy or repair an existing house or purchase a new house.

VA guarantees home loans made to service members, veterans, reservists and surviving spouses who are not remarried.